My Optima Secure Health Insurance

Introducing my:Optima Secure health insurance, which redefines the value you get from health insurance, with SO MUCH benefits that give an incredible 4X Coverage at no additional cost. You can now enhance your plan with our new add-ons that offer extra coverage you've always wanted. But that's not all – we're going global, extending our coverage worldwide

It doesn't end here! Now you can avail our No cost installment*^ benefit for buying Optima Secure that too at no additional cost. This option is available for all debit and credit card holders.

We also provide you with a host of benefits such as no room rent capping, wider pre and post hospitalization, unlimited day-care procedures and exciting discount options. We’d say do not settle for less when you can avail one of the best healthcare facilities without breaking your bank. 

Optima Lite Health Insurance Plan

In today’s world, living without the protection of a health insurance plan is unthinkable. But increase in premiums for even a modest base sum insured is making it unaffordable for the majority in our country, especially for people living in tier 2 & tier 3 cities. At HDFC ERGO, we always believed in making health insurance accessible and affordable for one and all. So, we are introducing Optima Lite, our latest addition to our health insurance lineup, designed to deliver accessible and effective coverage.

This new-age health insurance plan comes with an option to choose from two base sum insured – 5 lac & 7.5 lac. The Optima Lite plan covers hospital expenses, day care procedures, pre- and post-hospitalisation services and other benefits as mentioned in the policy. It also comes with features like Automatic Restore benefit (unlimited times), cumulative bonus and preventive health check-ups on renewal to ensure you get access to quality healthcare without any compromise. This plan is an ideal for people living in 2 tier and 3 tier cities looking for comprehensive coverage at affordable premiums.

Global Plans under my: Optima Secure for your family

If you have our Optima Secure family health insurance plan, you can be rest assured that the plan will help cover medical expenses for you and your loved ones within India. However, you might wonder what if you are travelling abroad will the plan be enough to cover your loved ones in case of any medical crisis overseas? Well, don’t stress yourself so much with that thought. We bring to you Global Plans under my: Optima Secure for you and your family. These plans provide comprehensive health coverage within India as well as coverage for emergency and/or planned treatments overseas (as per plan opted). Our global plans provide comprehensive and broader coverage along with additional benefits beyond what standard health insurance plans offer, like access to a vast network of top-tier healthcare providers, specialists and state-of-the-art medical facilities. Along with any of the Global Plans under my: Optima secure one can also opt for the ‘overseas travel secure’ optional cover which pays for travel expenses for the Insured person and for any one accompanying person. The optional cover also pays for accommodation expenses for that accompanying person.

With so many benefits and an incredible 4X domestic coverage, isn’t this a deal to steal? It doesn't end here! Now you can avail of our No cost instalment*^ benefit while buying the product.